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Condo ApartmentListed 92 days ago

$1,099,000

181 King Street S 1907, Waterloo, ON N2J 1P7

Waterloo · N2J 1P7

Listing brokerage: THE AGENCY

Beds
2
Baths
2
Sq ft
1400–1599
Parking
2
Virtual tour

Monthly costs

Maintenance

$1,496/mo

$1.03 per sq ft

Property taxes

$604/mo

$7,247 a year (2026)

About $2,100 a month in fees and taxes, before the mortgage.

The fee covers

  • Covered: Air conditioning
  • Covered: Parking
  • Covered: Common Elements
  • Covered: Building Insurance
  • Not covered: Heat
  • Not covered: Hydro
  • Not covered: Water

Bills not covered are paid by the owner.

The unit

Exposure
North East
Parking
2 spots · Underground
Locker
Exclusive
Balcony
Open
Laundry
In-Suite Laundry, Sink
Possession
FLEXIBLE

The building

181 King Street S 1907

  • 5 for sale
  • 1 for rent

About this home

Set on the top residential floor of Circa 1877, this exceptional corner residence offers the space, light and privacy rarely found in Uptown condo living. One of the building's most substantial two-bedroom homes, it feels less like a conventional condominium and more like a private residence above the city. Soaring ceilings and expansive windows fill the interior with natural light while framing panoramic north and east views. The generously proportioned living room offers ample space to relax and entertain, while separate dining and breakfast areas provide flexibility most condo layouts do not. The contemporary kitchen anchors the home with sleek cabinetry, quartz countertops, built-in appliances, a subway-tile backsplash and a generous centre island. Its open connection to the breakfast area and living room keeps the layout social, while the separate dining space accommodates more formal occasions. The principal bedroom is exceptionally spacious and complemented by a private four-piece ensuite including a generous walk-in shower and an electrical outlet for a bidet. A well-proportioned second bedroom and additional four-piece bathroom with a built-in jetted tub/shower and an electrical outlet for a bidet provide comfortable accommodations for guests, family or a home office. An oversized in-suite laundry room with sink adds everyday practicality. Two private balconies offer elevated views and quiet places to begin or end the day. Two side-by-side underground parking spaces and a private storage locker further distinguish the residence. Residents of Circa enjoy an outdoor pool and cabanas, fitness and yoga spaces, resident lounges, co-working areas, guest accommodations, lobby access to an incredible restaurant and community BBQ spaces. Vincenzo's, the Bauer Marketplace, the ION LRT, Uptown Waterloo and Belmont Village are all close at hand. A true penthouse offering with remarkable scale, exceptional light and one of Uptown Waterloo's most connected addresses.

All details22 more from the listing · Interior, Building, Heating, Parking, Exterior, Taxes, Listing

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Rooms
6
Size
1400-1599 sq ft

Features

  • Auto Garage Door Remote
  • Other
  • Built-In Oven
  • Separate Heating Controls
  • Water Heater

Building & Amenities

Floor
19
Property management
King Condo Management

Amenities

  • BBQs Allowed
  • Bus Ctr (WiFi Bldg)
  • Community BBQ
  • Exercise Room
  • Rooftop Deck/Garden
  • Party Room/Meeting Room

Heating & Cooling

Heating
Forced Air
Heat source
Gas
Cooling
Central Air

Parking

Covered spaces
2

Exterior & Lot

Style
1 Storey/Apt
Exterior
Brick, Stucco (Plaster)

Exterior features

  • Controlled Entry
  • Landscaped
  • Lighting
  • Year Round Living

Taxes & Fees

HST
Included In

Listing

MLS® number
X13562646
Type
Condo Apartment
Transaction
For Sale
Cross streets
King St. S
Rooms · 11Dining Room, Living Room, Breakfast, Kitchen, Laundry, Bathroom ×2, Bedroom, Primary Bedroom, Washroom ×2
  • Dining Room

    Main

    3.96 × 2.31 m · 13′0″ × 7′7″

  • Living Room

    Main

    3.96 × 5.38 m · 13′0″ × 17′8″

  • Breakfast

    Main

    3.73 × 1.91 m · 12′3″ × 6′3″

    Walk-Out

  • Kitchen

    Main

    3.84 × 3.33 m · 12′7″ × 10′11″

  • Laundry

    Main

    2.46 × 2.90 m · 8′1″ × 9′6″

  • Bathroom

    Main

    2.59 × 1.70 m · 8′6″ × 5′7″

    4 Pc Bath

  • Bedroom

    Main

    3.56 × 3.68 m · 11′8″ × 12′1″

  • Primary Bedroom

    Main

    4.50 × 4.90 m · 14′9″ × 16′1″

    Ensuite Bath

  • Bathroom

    Main

    2.13 × 3.78 m · 7′0″ × 12′5″

    4 Pc Ensuite

  • 4-piece washroom

    Main

  • 4-piece washroom

    Main

History

Past listings and sales for this home and building.

Location

181 King Street S 1907, Waterloo, ON N2J 1P7 · Near King St. S

Monthly cost

Estimated monthly cost

$6,966/mo

Mortgage
$4,866
Property tax
$604
Maintenance
$1,496
Down payment$219,800 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$241,331

$219,800 down + $21,531 to $22,781 in closing costs

Ontario land transfer tax
$18,455
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Status certificate
$100
Property tax adjustment
$357
Condo fee adjustment
$868

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

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$1,099,000

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