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Condo ApartmentListed 15 days ago

$995,900

181 King Street S 1901, Waterloo, ON N2J 1P7

Waterloo · N2J 1P7

Listing brokerage: THE AGENCY

Beds
2
Baths
3
Sq ft
1400–1599
Parking
1
Virtual tour

Monthly costs

Maintenance

$1,351/mo

$0.93 per sq ft

Property taxes

$543/mo

$6,521 a year (2026)

About $1,894 a month in fees and taxes, before the mortgage.

The fee covers

  • Covered: Air conditioning
  • Covered: Building Insurance
  • Covered: Common Elements
  • Not covered: Heat
  • Not covered: Hydro
  • Not covered: Water

Bills not covered are paid by the owner.

The unit

Exposure
North East
Parking
1 spot · Underground
Locker
Owned
Balcony
Open
Laundry
Ensuite
Possession
FLEXIBLE

The building

181 King Street S 1901

  • 5 for sale
  • 1 for rent

About this home

Modern urban living meets contemporary design in this bright two-bedroom plus den condo at Circa, one of Uptown Waterloo's most desirable communities. Suite 1901 offers 1500 sq ft of open-concept living space, high ceilings, and expansive windows that fill the home with natural light. The kitchen features modern cabinetry, stone countertops, built-in appliances, and a functional island that flows into the living area. The living and dining space opens onto an expansive 550 sq ft private wraparound balcony with southwest views. Both bedrooms are generously sized, each with its own 4-piece ensuite and walk-out to the balcony, offering a rare blend of convenience and indoor-outdoor living. A dedicated den/home office adds valuable flexibility for work or study. In-suite laundry, underground parking, and a storage locker add everyday practicality. Residents of Circa enjoy premium amenities including a outdoor saltwater pool with cabanas, fitness and yoga studios, co-working lounges, a stylish party room, and on-site dining at LaLa Social House. Located in the vibrant Bauer District, you're steps from Vincenzo's, cafés, restaurants, shops, the LRT, Grand River Hospital, and both university campuses. A modern, low-maintenance home in one of Uptown Waterloo's most connected locations-ideal for professionals, downsizers, or investors seeking a turnkey opportunity.

All details23 more from the listing · Interior, Building, Heating, Parking, Exterior, Taxes, Listing

Interior

Bedrooms
2
Bathrooms
3
Kitchens
1
Rooms
8
Size
1400-1599 sq ft

Features

  • Built-In Oven
  • Countertop Range
  • Storage Area Lockers

Building & Amenities

Elevator
Yes
Floor
19
Property management
KING MANAGEMENT

Amenities

  • Bus Ctr (WiFi Bldg)
  • Community BBQ
  • Elevator
  • Exercise Room
  • Party Room/Meeting Room
  • Outdoor Pool

Heating & Cooling

Heating
Forced Air
Heat source
Gas
Cooling
Central Air

Parking

Covered spaces
1

Features

  • Underground

Exterior & Lot

Style
1 Storey/Apt
Exterior
Brick, Concrete Block

Taxes & Fees

HST
Included In

Listing

MLS® number
X13838916
Type
Condo Apartment
Transaction
For Sale
Cross streets
KING & WILLIAM
Rooms · 8Kitchen, Living Room, Dining Room, Bedroom, Primary Bedroom, Washroom ×3
  • Kitchen

    Main

    3.15 × 6.62 m · 10′4″ × 21′9″

  • Living Room

    Main

    4.67 × 3.23 m · 15′4″ × 10′7″

  • Dining Room

    Main

    4.67 × 3.00 m · 15′4″ × 9′10″

    W/O To Balcony

  • Bedroom

    Main

    4.56 × 4.22 m · 15′0″ × 13′10″

    W/O To Balcony

  • Primary Bedroom

    Main

    6.12 × 4.39 m · 20′1″ × 14′5″

    W/O To Balcony

  • 2-piece washroom

    Main

  • 2 × 4-piece washroom

    Main

History

Past listings and sales for this home and building.

Location

181 King Street S 1901, Waterloo, ON N2J 1P7 · Near KING & WILLIAM

Monthly cost

Estimated monthly cost

$6,304/mo

Mortgage
$4,410
Property tax
$543
Maintenance
$1,351
Down payment$199,180 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$218,529

$199,180 down + $19,349 to $20,599 in closing costs

Ontario land transfer tax
$16,393
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Status certificate
$100
Property tax adjustment
$322
Condo fee adjustment
$784

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

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$995,900

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