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Condo ApartmentListed 106 days ago

$329,000

45 Westmount Road N 404, Waterloo, ON N2L 2R3

Waterloo · N2L 2R3

Listing brokerage: PROPERTY.CA INC.

Beds
2
Baths
1
Sq ft
1000–1199
Parking
1

Monthly costs

Maintenance

$974/mo

$0.93 per sq ft

Property taxes

$196/mo

$2,348 a year (2025)

About $1,170 a month in fees and taxes, before the mortgage.

The fee covers

  • Covered: Heat
  • Covered: Hydro
  • Covered: Water
  • Covered: Air conditioning
  • Covered: Parking
  • Covered: Common Elements
  • Covered: Building Insurance

Bills not covered are paid by the owner.

The unit

Exposure
North East
Parking
1 spot · Underground
Locker
Owned
Balcony
None
Laundry
In Building
Possession
Immediate

The building

45 Westmount Road N 404

  • 2 for rent

About this home

Bright and spacious 2-bedroom condo in the heart of Waterloo. This corner unit boasts a bright, spacious layout with large windows, filling the space with natural light. The larger semi-enclosed sunroom is perfect for relaxing. The bedrooms are generously sized with ample closet space. Located right across from Westmount Place Mall, this condo offers easy access to multiple bus routes, and the LRT, and is just minutes from Uptown Waterloo, making commuting a breeze. Steps away from shopping, public transit, and Waterloos universities, this home is move-in-ready and ideal for first-time buyers, investors, or those looking to downsize. The unit comes with one underground parking and locker. This building offers ample parking, and condo fees cover all utilities (heat, hydro, and water).

All details24 more from the listing · Interior, Building, Heating, Parking, Exterior, Taxes, Listing

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Rooms
6
Size
1000-1199 sq ft
Fireplace
Yes

Features

  • Other

Building & Amenities

Elevator
Yes
Floor
4
Property management
Canlight

Amenities

  • Visitor Parking

Heating & Cooling

Heating
Baseboard
Heat source
Electric
Cooling
Wall Unit(s)

Parking

Covered spaces
1

Features

  • Underground

Exterior & Lot

Style
Apartment
Exterior
Brick

Taxes & Fees

HST
Included In

Listing

MLS® number
X13504148
Type
Condo Apartment
Transaction
For Sale
Cross streets
Westmount/ERB
Rooms · 1Washroom
  • 4-piece washroom

History

Past listings and sales for this home and building.

Location

45 Westmount Road N 404, Waterloo, ON N2L 2R3 · Near Westmount/ERB

Monthly cost

Estimated monthly cost

$2,627/mo

Mortgage
$1,457
Property tax
$196
Maintenance
$974
Down payment$65,800 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$71,742

$65,800 down + $5,942 to $7,192 in closing costs

Ontario land transfer tax
$3,410
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Status certificate
$100
Property tax adjustment
$116
Condo fee adjustment
$566

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

Other homes in 45 Westmount Road N 404

2

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$329,000

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