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Semi-Detached Listed 35 days ago

$3,395,000

46 Bernard Avenue, Toronto, ON M5R 1R2

Annex · Toronto · M5R 1R2

Listing brokerage: ROYAL LEPAGE REAL ESTATE SERVICES OXLEY REAL ESTAT

Beds
3
Baths
4
Sq ft
2000–2500
Parking
1

Monthly costs

Property taxes

$1,966/mo

$23,595 a year (2026)

The home

Lot size
22 × 80.6 ft
Style
2-Storey
Basement
Finished
Parking
1 spot
Faces
North
Heating · cooling
Forced Air, Central Air
Possession
TBD

About this home

46 Bernard Ave - your dream home you never thought you could buy! Located where the Annex meets Yorkville, steps to the shops, restaurants & energy of Ave & Dav, sits a Heritage Red-Brick Victorian w/ arched windows, incredible entertaining space & serious style. A true AAA+ location where you walk out your front door & are in the middle of it all without sacrificing the charm, space & privacy of a house. And not just any house! Move-in ready. Beautifully finished. 3 bedrms. 4 bathrms. Parking. A gym. Woodburning F/Place. Did I mention the Curved Windows?! And, if that wasn't enough to swoon over, there is an absolutely magical courtyard garden oasis that feels worlds away from the city all yours to enjoy. Inside, soaring proportions & oversized principal rooms are made for city living on a grand scale - dinner for 16? No problem. Cocktails for 50? Easy. The renovated eat-in kitchen is bright, design savvy & inviting, while the primary suite delivers the full wish list: fireplace, walk-in closet & a gorgeous marble ensuite w/ heated floors. The second bedrm overlooks the backyard w/ a lovely 4 piece, & the 3rd bedrm has multiple use options: Queen Bed for family or guests; office/den; or a fantasy dressing room/custom 'Carrie Bradshaw' closet for the primary! But the real story here is the opportunity: Coveted Red Brick Victorian. Incredible space. Stunning finishes. Outdoor space. Parking. Ample storage space. Move-in ready. And, all the excitement & energy of Yorkville just steps away on one of the most coveted streets in Prime Annex. This is the rare moment when the location you've always wanted, the house you thought was out of reach and an exceptional price all meet at the same address. Come view 46 Bernard before someone else buys your home!

All details25 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
4
Kitchens
1
Rooms
8
Den / family room
Yes
Size
2000-2500 sq ft
Fireplace
Wood
Central vacuum
Yes

Features

  • Central Vacuum
  • Sump Pump

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
0

Features

  • Private

Exterior & Lot

Exterior
Brick
Roof
Slate
Foundation
Other

Exterior features

  • Lawn Sprinkler System
  • Patio

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
C13762652
Type
Semi-Detached
Transaction
For Sale
Neighbourhood
Annex
Cross streets
Davenport & Avenue
Co-listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES OXLEY REAL ESTAT
Rooms · 14Foyer, Living Room, Dining Room, Kitchen, Family Room, Primary Bedroom, Bedroom 2, Bedroom 3, Recreation, Laundry, Washroom ×4
  • Foyer

    Main

    2.21 × 1.88 m · 7′3″ × 6′2″

    Stone Floor, Double Closet

  • Living Room

    Main

    4.88 × 4.42 m · 16′0″ × 14′6″

    Hardwood Floor, Fireplace, South View

  • Dining Room

    Main

    4.70 × 4.62 m · 15′5″ × 15′2″

    Hardwood Floor, Overlooks Living

  • Kitchen

    Main

    3.73 × 3.68 m · 12′3″ × 12′1″

    Stainless Steel Appl, Breakfast Bar, Quartz Counter

  • Family Room

    Main

    5.59 × 4.09 m · 18′4″ × 13′5″

    Hardwood Floor, Open Concept, W/O To Yard

  • Primary Bedroom

    Second

    6.68 × 4.01 m · 21′11″ × 13′2″

    Fireplace, Walk-In Closet(s), 5 Pc Ensuite

  • Bedroom 2

    Second

    3.71 × 2.82 m · 12′2″ × 9′3″

    Hardwood Floor, Double Closet, South View

  • Bedroom 3

    Second

    3.56 × 2.92 m · 11′8″ × 9′7″

    Hardwood Floor, Double Closet, North View

  • Recreation

    Lower

    4.19 × 3.30 m · 13′9″ × 10′10″

    Stone Floor, Sump Pump

  • Laundry

    Lower

    3.38 × 1.88 m · 11′1″ × 6′2″

    Stainless Steel Sink

  • 2-piece washroom

    Main

  • 5-piece washroom

    Second

  • 3-piece washroom

    Second

  • 2-piece washroom

    Lower

History

Past listings and sales for this home and building.

Location

46 Bernard Avenue, Toronto, ON M5R 1R2 · Near Davenport & Avenue

Monthly cost

Estimated monthly cost

$16,999/mo

Mortgage
$15,032
Property tax
$1,966
Down payment$679,000 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$832,119

$679,000 down + $153,119 to $154,369 in closing costs

Ontario land transfer tax
$71,350
Toronto land transfer tax
$78,855
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$1,164

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$3,395,000

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