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DetachedListed 162 days ago

$689,000

1421 Northshore Road, North Bay, ON P1B 5B9

Birchaven · North Bay · P1B 5B9

Listing brokerage: Century 21 Blue Sky Region Realty Inc., Brokerage

Beds
3
Baths
1
Sq ft
700–1100
Parking
7
Virtual tour

Monthly costs

Property taxes

$447/mo

$5,362 a year (2026)

The home

Lot size
150 × 204.4 ft
Style
Bungalow
Basement
Separate Entrance, Walk-Out, Unfinished
Parking
7 spots · Detached
Faces
South
Heating · cooling
Baseboard
Possession
immediate

About this home

Welcome to your private lakeside retreat on the sparkling shores of Trout Lake, nestled in the highly sought-after Four Mile Bay. Set on a generous south-facing 150 ft x 204 ft lot, this charming, extensively updated 4-season home or cottage offers breathtaking water views perfect for making the most of lakefront living. This inviting 3-bedroom, 1-bathroom home features an open-concept layout where the living room, dining area, and kitchen seamlessly come together-each space thoughtfully positioned to capture stunning views. The cozy propane fireplace tucked amongst the built-in bookcases sets the tone for relaxed afternoons and intimate gatherings. Patio doors lead to expansive tiered decking (24'x11' & 17'x11'), creating the perfect setting for morning coffee, evening sunsets, and effortless outdoor entertaining. Inside, a cozy propane fireplace tucked amongst the built-in bookcases sets the tone for relaxed afternoons and intimate gatherings. Whether you're hosting family and friends or enjoying a quiet escape, this home offers the perfect balance of comfort and charm. Step outside and discover a true outdoor oasis. Enjoy the convenience of a detached 16' x 23' garage, an 11' x 8' sauna for year-round relaxation, and a beautifully designed 17' x 24' patio area complete with a stone BBQ-ideal for summer cookouts. A 6' x 32' dock invites you to fully embrace lake life, from swimming and boating to peaceful days of fishing. Bordering Crown land, this property offers added privacy and a natural backdrop that enhances the tranquil setting. A partial basement provides additional storage or the opportunity to create a workshop space. This exceptional waterfront property is ready to welcome its new owners, just in time to enjoy the summer season and experience the very best of lakeside living.

All details24 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Rooms
7
Size
700-1100 sq ft
Fireplace
Propane

Features

  • Water Heater Owned
  • Auto Garage Door Remote

Heating & Cooling

Heat source
Electric

Parking

Covered spaces
1.5

Exterior & Lot

Exterior
Vinyl Siding
Roof
Metal
Foundation
Concrete, Block
View
Water, Trees/Woods
Waterfront
Direct
Water body
Trout Lake

Exterior features

  • Privacy
  • Year Round Living
  • Deck

Utilities

Sewer
Septic

Taxes & Fees

HST
Included In

Listing

MLS® number
X13088910
Type
Detached
Transaction
For Sale
Neighbourhood
Birchaven
Cross streets
Hwy 63 and Peninsula rd
Rooms · 7Primary Bedroom, Bedroom 2, Bedroom 3, Living Room, Dining Room, Kitchen, Washroom
  • Primary Bedroom

    Main

    3.20 × 3.05 m · 10′6″ × 10′0″

  • Bedroom 2

    Main

    2.97 × 2.79 m · 9′9″ × 9′2″

  • Bedroom 3

    Main

    2.95 × 2.34 m · 9′8″ × 7′8″

  • Living Room

    Main

    4.47 × 2.82 m · 14′8″ × 9′3″

    Open Concept

  • Dining Room

    Main

    3.58 × 2.74 m · 11′9″ × 9′0″

    Open Concept

  • Kitchen

    Main

    4.57 × 2.74 m · 15′0″ × 9′0″

    Combined w/Laundry

  • 3-piece washroom

History

Past listings and sales for this home and building.

Monthly cost

Estimated monthly cost

$3,498/mo

Mortgage
$3,051
Property tax
$447
Down payment$137,800 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$150,069

$137,800 down + $12,269 to $13,519 in closing costs

Ontario land transfer tax
$10,255
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$264

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$689,000

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